Superannuation Advice
What our superannuation advice covers
Our superannuation advice focuses on the areas that make the biggest difference over time. We look at how your fund is set up today, what you are paying in fees, how your money is invested, what insurance you hold inside super, how contributions are structured and whether your beneficiaries are set up correctly.
When advice is appropriate, we step through this with you in a clear, structured way so you understand what is working, what is not and what changes are worth considering.
What Our Superannuation Advice Looks At
Fees and fund costs
We assess administration, investment, and indirect fees and how they impact your balance over time. This includes whether what you are paying aligns with the value and outcomes you are getting.
Insurance Inside Super
We review life, TPD and income protection held inside super, including how claims work, whether cover is active and whether the amounts make sense for your income and family situation.
Investment Option Suitability
We assess whether your investment option suits your age, time horizon and comfort with risk, rather than leaving you in a default option that may no longer be appropriate.
Contribution Strategy
We review how contributions are being made and whether they are structured efficiently, including employer contributions, salary sacrifice and personal contributions where relevant.
Beneficiary Setup
We check whether beneficiaries are set up correctly and kept up to date, as this is an area that is often overlooked but can cause issues later if left unchecked.
Why It Matters.
If your super earns 6% instead of 8%, that's roughly a $210,000 difference over 25 years on an average balance. That's not just "how the market goes"—it's about optimisation.
We help you find the inefficiencies and build strategies that suit your goals, not just whatever template the fund uses.
Who This Is For
Australians aged 30–55 who've never had a proper super review.
People with multiple super accounts or who've changed employers.
Anyone unsure how their investments or insurance actually work.
Self-employed Australians looking for smarter contribution strategies.
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Is This Right For You?
Our advice is best suited for people who already have super in place and want to understand whether it’s actually working for them.
We’re not the right fit if you’re just looking for a quick product recommendation or a one-size-fits-all answer.
If you want clarity around your current position, how things are structured, and whether changes are worth considering, that’s where we’re most helpful.
Ready to see how your super could be working harder for you?
Book a strategy session today to see how smart structure and advice can make a real difference.